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Performance Card Service

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Credit Card Processing Guide

A credit card processing guide & infographic help you make sense of the credit card processing landscape with an overview of how payments processing works. Modern credit card...

Industry Leading High Risk Merchant Account Services Provider

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Performance Card Service
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About Performance Card Service

Since 2001, the team of industry veterans at Performance Card Service has been helping to create profitable, long-term relationships between merchants and payment processing companies. All our high-risk and offshore merchant account providers offer cutting-edge fraud prevention technologies, aggressive risk management departments and precise underwriting criteria — while maintaining some of the highest approval rates in the industry.

Were you surprised to learn that your business is considered a high risk for payment fraud? Are you wondering if you’ll be able to find a partner willing to process credit cards for you? Stop worrying! The experts at Performance Card Service are here to match you with a payment processor that works with businesses like yours.

According to payment processors, many factors can make a business high risk. If your business meets one or more of the following criteria, you may need help from PCS to find a partner:

  • Your company has a questionable credit history. Just like consumers, businesses need to build good credit. If your company has no credit or poor credit, it may struggle to find the right payment processor.

  • Your business is based overseas. Overseas companies are sometimes considered high risk, which makes it difficult to find an offshore payment gateway for credit card processing services.

  • You operate in a high-risk industry. While most business owners understand that they’re entering high-risk industries, some are surprised that their company falls under this umbrella. Some entire industries are classified as high risk, such as the adult content industry, e-cigarettes and nutraceuticals.

  • Your method of sales carries more risk. Businesses that rely on recurring billing, mail, website and telephone orders are typically at higher risk for fraud because receiving payment information in these ways is less secure than a credit card swipe.

  • Your business has a history of bad financial transactions. If your company has experienced large amounts of chargebacks, fraud, canceled transactions or refunds, you could be deemed high risk and struggle to find a payment processor.

  • Many of your sales are global, or your business is based overseas. If a high volume of your transactions is made with less common forms of currency or your business is based in Russia, Eastern Europe, Panama or the British Virgin Islands, your legitimacy may be harder to verify.

PCS utilizes dozens of banks, independent sales organizations (ISOs), Internet payment service providers (IPSPs), fraud experts and programmers to develop an information system that enables legitimate medium- to high-risk businesses to find a safe funding source for their transactions as well as several payment options for their customers.

Our dynamic, experienced account managers are happy to get you on the right path to success. Whether you’re ready to process transactions now, you need advice about your new business, or you’re a payment processing provider, let us show you how we can help.

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